Funding it, without the runaround
We are not tied to a single lender, so we are not incentivised to push you toward one product. We place each deal with whichever of our six specialist lenders gives you the best terms.
Three ways to buy
Own it outright
Fixed monthly payments across 24 to 60 months. No mileage limits, no balloon payment, and the car is yours at the end of the term.
Best if you intend to keep the car for the long term and drive it properly.
Lower monthly, open ending
A deferred final payment keeps monthlies lower. At the end you settle, refinance, part exchange, or hand it back.
Best if you change cars every two to three years and want flexibility.
For higher-value stock
Structured for cars above $150,000, with a larger deferred element and terms shaped around your circumstances.
Best for supercars and limited-production models held for a defined period.
Your car valued before you visit
Send us the registration, mileage and a few photographs. We will come back with a written figure, and that figure is the figure — we do not revise it down when you arrive.
Before you ask
Will an application affect my credit score?
A decision in principle uses a soft search, which leaves no mark. Only a full application, once you have decided to proceed, results in a hard search.
How large a deposit do I need?
Typically ten per cent, though several of our lenders will consider nil deposit on hire purchase for applicants with strong credit profiles.
Can I settle early?
Yes, on every product we arrange. Early settlement figures are calculated under the Consumer Credit Act, and we will obtain one for you at any point.
Do you charge an arrangement fee?
No. We are paid a commission by the lender, which we will disclose to you in writing before you sign anything.
Get a decision in principle
Usually inside the hour during showroom hours, with no mark on your credit file.